Fuld Doc Jumbo-oversigt
Fuld Doc JumboLånebeløbet overstiger grænserne for et konventionelt konformt lån.
Sats:KLIK HER
Hele Doc Jumbo-programmets højdepunkter
Prime 30 år fast & 10/6 ARM
1) Maks.LTV 80% ved køb;Maks.LTV 70% for C/O;
2) Maks.Lånebeløb $3.0M;
3) Min.12 måneders reserver på PITIA;
4) Min.FICO 720.
Udvidet 30 År Fast
1) Lånebeløb $400K~$4,0M
2) Max DTI op til 50 %
Elite Jumbo (5/6 ARM, 7/6 ARM) * Dette program er kun detailhandel.
Indskud med renter.Mere depositum, lavere sats!
Indbetalinger er for en 12-måneders CD (skal opbevares på en AAA-udpeget konto).
Interessen varierer efter åbningsdatoen.Kursen var 4,25 % den 12/08/2023.
Minimumsindbetalingen er20 %af lånebeløbet.
1) Maks.Lånebeløb $4,0 mio
2) Maks.DTI 45 %
3) Min.FICO 700
KLIK HERfor at få LTV & FICO grænser og flere detaljer om Matrix.
Jumbo Flyer
Nyheder og videoer
Elite Jumbo-lån: Hvor luksus møder overkommelighed
Navigation Full Doc Jumbo Loans: En vejledning i den virkelige verden for købere med lav FICO-score➡Video
Maksimering af ejendomsinvesteringer med fulde Doc Jumbo-lån: Spotlight på 30-årige faste og ikke-garantibare ejerlejligheder uden for agenturer➡Video
Navigering af fulde Doc Jumbo-lån: Den kritiske rolle ved håndtering af forsinkede betalinger på realkreditlån➡Video
Hvad er jumbolån?
Et jumbolån er en form for finansiering, der overstiger grænserne fastsat af Federal Housing Finance Agency og kan ikke købes, garanteres eller securitiseres af Fannie Mae eller Freddie Mac.Boligejere skal gennemgå strengere kreditkrav end dem, der ansøger om et konventionelt lån.Jumbolån giver dig mulighed for at købe dyre ejendomme.Et jumbolån bakkes ikke op af Fannie Mae eller Freddie Mac.
I 2024 forbedrer FHFA lånegrænserne for alle former for lånetyper, især Jumbolån.Se venligst nedenfor 2024 lånegrænser i Californien.
2024 Lånegrænser i Californiens amter
| AMT | 1-enhedsgrænse | 2-Enhedsgrænse | 3-Enhedsgrænse | 4-Enhedsgrænse |
| ALAMEDA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| ALPINE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| AMADOR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| BUTTE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CALAVERAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| COLUSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CONTRA COSTA | $1.149.825 | $1.472.250 | $1.186.350 | $2.211.600 |
| DEL NORTE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| EL DORADO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| FRESNO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| GLENN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| HUMBOLDT | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KEJSERLIG | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| INYO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KERN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KONGER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SØ | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LASSEN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LOS ANGELES | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| MADERA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MARIN | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| MARIPOSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MENDOCINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MERCED | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MODOC | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONTEREY | $920.000 | $1.177.750 | $1.423.650 | $1.769.250 |
| NAPA | $1.017.750 | $1.302.900 | $1.574.900 | $1.957.250 |
| NEVADA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| ORANGE | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| PLACER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| PLUMAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| RIVERSIDE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SACRAMENTO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN BENITO | $1.149.825 | $1.472.250 | $1.779.525c | $2.211.600 |
| SAN BERNARDINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN DIEGO | $1.006.250 | $1.288.200 | $1.557.150 | $1.935.150 |
| SAN FRANCISCO | $1.149.825 | $1.472.250 | $1.779.525 | $1.867.275 |
| SAN JOAQUIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN LUIS OBISPO | $929.200 | $1.189.550 | $1.437.900 | $1.786.950 |
| SAN MATEO | $1.149.825 | $1.394.775 | $1.779.525 | $2.211.600 |
| JULEMANDEN BARBARA | $838.350 | $1.073.250 | $1.297.300 | $1.612.250 |
| SANTA CLARA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SANTA CRUZ | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SHASTA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SIERRA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SISKIYOU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SOLANO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SONOMA | $877.450 | $1.123.300 | $1.357.800 | $1.687.450 |
| STANISLAUS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SUTTER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TEHAMA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TRINITY | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TULARE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TUOLUMNE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| VENTURA | $954.500 | $1.221.950 | $1.477.050 | $1.835.600 |
| YOLO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| YUBA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
